A mature female student parent in her early 30s in a UK home setting at golden hour, soft warm light through a window behind her. She is at a wooden kitchen table reviewing a Student Finance England document, with a calculator, a mug of tea, and a child's hand-drawn picture taped to a brick wall in soft focus behind her. Documentary editorial photography style, photorealistic, not illustrated. Warm cinematic tones, gentle depth of field, slight film grain.

Composition: subject's shoulders and face positioned in the central-upper third of the frame; her hands and the document visible in the lower-middle third; the bottom strip and top strip of the frame relatively calm (no busy detail, no faces or text overlap on edges).

Aspect ratio 9:16 vertical, 1080×1920 pixels, suitable as a Facebook Reels cover image. Keep the top ~18% of the frame relatively clear of busy detail or faces (Facebook overlays the Reels icon and audio name at the top). Keep the bottom ~20% of the frame relatively clear of busy detail or faces (Facebook overlays the creator handle, caption preview, and sound name at the bottom). The central 60% is the main visual zone where the subject should sit.

Tone: hopeful, focused, real. No staged smiling, no studio lighting, no stock-photo polish. UK home aesthetic with older brick or painted wall texture and wooden cabinetry.

File format: JPEG. Target size under 1.5 MB.