Most student parents assume childcare costs will stop them studying. The Childcare Grant can cover up to £342.24 a week for two or more children, tax-free, and it never needs to be repaid.
That figure comes di rectly from Student Finance England's 2026/27 thresholds. For one child, the weekly cap is £199.62. Either way, the grant pays 85% of your actual registered childcare costs, on top of your maintenance loan.
The part most people miss: there are firm household income cut-offs. You need to earn under £20,107.23 (one child) or under £28,914.47 (two or more children) to qualify at all. These are hard limits, not soft tapers. If your income sits just above, there is no partial award.
One rule changed for 2026/27. A nanny in your own home is no longer a standard eligible provider. Childcare must be with a registered or approved provider. There is limited case-by-case discretion, but do not assume a nanny arrangement will be accepted without checking first.
If you are a full-time undergraduate funded by Student Finance England and you have dependent children, this grant is worth modelling before you dismiss the numbers.
Full analysis: https://unistart.app/blog/childcare-grant-2026-27-student-parents-uk
Run the numbers against your household income and see exactly what you could receive at https://unistart.app/funding.